Bankruptcy and bad credit in NHIf you have a recent bankruptcy you have had a lot of financial stesses that lead you to the decision. Chances are you are getting all too familiar with rejection. It may be true that qualifying for an auto loan with bankruptcy on your credit report can be very difficult. One of the main reasons is that a bank/lender may feel that if a person has defaulted on a loan in the past they might just do it again. It simply is a numbers game and they will not take your personal reasons into account.


Also, if you are able to secure financing for a car loan with bankruptcy showing up on your credit report, you will usually find that it is at a much higher than normal interest rate....interestingly you get charged more....even though you may have less income then someone who hasn't been through bankruptcy.

There is some good news. You won’t have to wait years for the bankruptcy to come off your credit report before you can purchase a vehicle. It is possible to get an auto loan with bankruptcy on your credit report. You just need to know where to look. Luckily, you found and we can help you navigate the financial waters.

Banks/lenders do not realize that in many other cases there are unexpected life events like job loss, accidents, illness or divorce that can cause financial strain. That can eventually lead to unrecoverable credit problems and ultimately bankruptcy. It may not be just because of poor financial management.

Our experience with customers who have had poor credit histories is that it is best to search for direct lenders, especially direct lenders who specialize in providing auto loans to buyers with poor credit. has secured many relationships with direct lenders and help you obtain a new vehicle loan.


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